HOMEBUYER ALLIANCE

As an organization, we are committed to bringing our homebuyer clients, and our Real Estate Agent partners the absolute best. This State of Florida down payment assistance program is the best of the down payment programs, offering up to $7,500 in down payment and closing cost assistance to eligible homebuyers. And this program can be combined with our exclusive “Homebuyer Alliance” programs as well, to completely maximize both the financial assistance for homebuyers, and the ability to actually get into contract with our trademarked “Offer Accepted” program, and close quickly and proactively with our “Fast Track” loan process (we typically are cleared-to-close within 4 weeks of our buyers signing their application disclosures).

For a full FAQ on this program you can click here, but we can GREATLY expedite your process with a brief phone discussion, saving you hours of research. We have had tremendous success in helping our home buyer clients both get into contact with this program, AND close their mortgage transaction is a normal time frame (year to date, the fastest we’ve gone from signed application to clear-to-close is 11 business days…which is SUPER FAST even without using a program like this). Our team is extremely proficient, and proactive, with all our clients’ transactions, and this program is no different. There are several additional steps we need to take, and we do need to be on top of things, so please call our office so we can customize your specific game plan, so that we get you to the closing table proactively, and smoothly.

Here are some key requirements and/or benefits to this program:

• Conventional, FHA, VA or USDA 1st mortgage
• 30 year fixed rate is set by the Florida Housing Finance Corporation
• The down payment assistance is a 2nd lien at 0% interest, no payments
• Hillsborough, Pinellas, Pasco counties have up to $15,000 (other countries vary)
• 640 minimum credit score (ask us how to get eligible if you are below 640)
• Maximum debt ratios apply
• Must be a “first-time home buyer” (not owned in last 3 years)
• Other restrictions apply, ask our team for all the details